Have you been on furlough during 2020 as a result of COVID-19?

If you have, this doesn't necessarily mean you can't access a better mortgage rate

Have you been furloughed by your employer at any point this year?


Has your household income changed because of this?


Or have you recently had to change jobs as a result of the pandemic?

Switching to a better rate through your current lender can be a quick and painless process which takes days – not months.

We frequently switch homeowners through their current lender with minimal hassle (e.g. no credit checks or reams of paperwork), even if your personal or financial circumstances have changed as a result of being furloughed due to COVID-19.


Find your current lender

Then enter some basic information where applicable


Submit your contact details

See how much money you can save within seconds


Rate tracking process begins

We communicate rate reductions as and when they happen

Review and track mortgage rates with RateSwitch

Mortgage payments have risen by approximately £0 a year

Are you potentially missing out on saving thousands of pounds a year?

RateSwitch helps homeowners save thousands of pounds a year on average by finding the best mortgage rates available.

As a ‘whole of market’ mortgage service, we can also help you remortgage between lenders if there’s a better rate available to you elsewhere.

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