Life rarely stands still. Things change - job, family, finances - you name it.

But it doesn't change the fact you can still save money on your mortgage.

Has your household income changed since you took your mortgage out originally? Perhaps you’re now raising a family or your circumstances have changed in other ways?


Has your job or career changed direction? Maybe you’ve become self-employed or you’ve gone part-time?


Or has life thrown other unexpected changes at you, and you’re under the impression you can’t change your mortgage rate because of this?

If the answer to any of these questions is yes, we’ve got your back.

Because switching your mortgage to take advantage of the best interest rates available doesn’t have to be a difficult and stressful process.

RateSwitch is the no hassle, no fee, no problem solution to help you switch and save today.


Find your current lender

Then enter some basic information about your mortgage


View your available rates

See how much money you can save within seconds


Switch quickly, free of charge

Securely leave your details and we'll be in touch promptly

See how much you could save with RateSwitch

On average, we’ve saved our customers £0 a year

Are you missing out on saving thousands of pounds a year? You could make a change for the better right now

If your personal or financial circumstances have changed, you may not want to approach your mortgage lender for fear of ‘rocking the boat’.

But with countless years of industry experience under our belt, RateSwitch has unleashed one of the market’s best-kept secrets…

Even if your circumstances have changed over time, most banks and building societies don’t financially ‘reassess’ existing customers who simply want to switch to a better rate.

So if you feel stuck in a position where you’re unfairly paying over the odds, we’ll happily strive to put this right by switching you to a better deal through your existing lender with our proven, simple, no-hassle and quick rate switching process.

There are no unnecessary credit checks, and there’s no need to provide reams of bank statements and payslips.

The RateSwitch Revolution

In today’s world, people’s personal and financial circumstances change frequently. But the general perception that mortgage lenders discriminate against this isn’t correct.

Millions of homeowners whose lives have changed in some way are paying too much on their mortgage, so our mission is to put this right.

RateSwitch is a fee-free service and we’ll take care of everything for you – you won’t even have to talk with your existing lender about your current situation.

If you want to reduce your mortgage payments, contact us today and change your life for the better.

What our customers are saying about us