Calling all self-employed homeowners

If you're self-employed, we make it our business to reduce your monthly mortgage payments. You're busy enough, so let us do all the work for you

Have you become a self-employed contractor, freelancer, limited company director or sole trader since taking out your mortgage?


Has your income fluctuated since becoming self-employed?


Do you pay yourself tax efficiently – i.e. a modest salary, plus dividends when possible?

If the answer to any of these questions is yes, we’ve got your back.

Because switching your mortgage to take advantage of the best interest rates available doesn’t have to be a difficult and stressful process.

RateSwitch is the no hassle, no fee, no problem solution to help you switch and save today.


Find your current lender

Then enter some basic information about your mortgage


View your available rates

See how much money you can save within seconds


Switch quickly, free of charge

Securely leave your details and we'll be in touch promptly

See how much you could save with RateSwitch

On average, we’ve saved our customers £0 a year

Are you missing out on saving thousands of pounds? It’s in your self-interest to find out

If your personal or financial circumstances have changed, you may not want to approach your mortgage lender for fear of ‘rocking the boat’.

But with countless years of industry experience under our belt, RateSwitch has unleashed one of the market’s best-kept secrets…

Even if your circumstances have changed over time, most banks and building societies don’t financially ‘reassess’ existing customers who simply want to switch to a better rate.

So if you feel stuck in a position where you’re unfairly paying over the odds, we’ll happily strive to put this right by switching you to a better deal through your existing lender with our proven, simple, no-hassle and quick rate switching process.

There are no unnecessary credit checks, and there’s no need to provide reams of bank statements, payslips, tax returns or self-employed accounts.

The RateSwitch Revolution

Self-employment in the UK is at its highest level since records began almost 40 years ago, with the number of people working for themselves increasing from 3.3 million people in 2001 to 4.8 million in 2017 (accounting for around 15% of the country’s workforce).

Yet the self-employed continue to face difficulties when trying to access better mortgage rates, so our mission is to put this right.

RateSwitch is a fee-free service and we’ll take care of everything for you – you won’t even have to talk with your existing lender about your current situation.

If you want to reduce your mortgage payments, contact us today and change your life for the better.

What our customers are saying about us