Lenders / TSB Bank
TSB Bank
Monitor live rates with TSB Bank – and let us handle the rest. We’ll secure your chosen rate, watch it continuously, and resecure it every time it drops before your switch date. No chasing, no paperwork, no missed savings.
Switch window:
3 months
This is the period before your current rate ends during which you can secure your next deal – and the sooner you do, the longer we have to work in your favour.
● Securing a rate locks it in – if their rates rise after that point, yours won’t
● You’re under no obligation to proceed with any rate you’ve secured
● If the rate drops before your switch date, we resecure it for you automatically
See live rates and get started
Set an alert and we’ll secure and manage your rate
Free to use – no hidden fees
FAQS
Can I secure my next rate before my current one ends?
Yes – every lender operates a switch window, which is the period before your current rate ends during which you can secure a new deal. The earlier you do, the more time RateSwitch has to monitor and resecure if the rate drops. The length of the window for TSB Bank is shown at the top of this page.
What if rates change after I’ve secured?
If rates rise after you’ve secured, you’re protected – your locked-in rate stands regardless of what happens in the market. If the rate drops before your switch date, we’ll resecure it at the lower level automatically. We’ll do this as many times as needed, right up to your renewal date. Lenders won’t tell you when this happens. Lots of brokers won’t either. We will – and we’ll act on it too.
Will there be a credit check?
For a product transfer with your existing lender, there’s no credit check, no affordability assessment and no paperwork – it’s one of the key advantages of staying with your current lender rather than switching to a new one. If we subsequently arrange a remortgage to a different lender on your behalf, the usual checks would apply at that stage – but we’d talk you through everything before proceeding.
What if I’ve already secured a rate elsewhere and can’t see it in the app?
Because our rates are live, the rate you secured may have been available at a lower level than what’s showing now. Simply use our ‘set alternative rate’ feature to enter the rate you’ve already secured – we’ll notify you only if it drops below that level, and resecure it for you if it does. So even if you can’t see your exact rate in the app, you’re still fully covered.