Lenders / Scottish Widows
Scottish Widows
Set a live alert against any products you want to us to monitor with Scottish Widows. If the rate goes down, we’ll notify you so it can be amended before it starts – helping you save.
Switch window for Scottish Widows:
90 days
This is the period (a few months before your current rate ends) when you can secure a new deal with your existing lender.
● You’re not obliged to proceed with any deal you secured
● If your rate goes up, the lender usually still honours the lower one
● If your rate goes down before your switch date, the lender usually allows an amendment
See live rates with Scottish Widows
Set an alert and we’ll notify you if the rate goes down
Free to use – no hidden fees
FAQS
Can I switch early?
Yes—Scottish Widows’s switch window is 90 days, meaning you can secure a new deal around three months before your current rate ends.
Do I have to take legal advice?
No. Product transfers typically don’t require legal work or a property valuation.
Will there be a credit check?
Product transfer checks are usually lighter than a full remortgage. The exact checks can vary and are set by the lender.
What if rates change after I’ve secured?
If they rise, you’re locked in. If they fall before your switch date, we’ll alert you so you can amend your choice if available.