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Do you have a mortgage with Virgin Money?
Are you paying too much for your mortgage right now?
Could you save money by switching today?

The RateSwitch Secret

RateSwitch has unearthed one of the mortgage market’s best-kept secrets.

Even if your circumstances have changed over the years, most banks and building societies don’t financially ‘reassess’ existing customers who simply want to switch to a better rate on a like-for-like basis.

In other words, if you’re stuck on a higher rate than you’re entitled to, we can put this right and start saving you money immediately.

Find out how much you could save now.
1

Find your current lender

Then enter some basic information about your mortgage

2

View your available rates

See how much money you can save within seconds

3

Switch quickly, free of charge

Securely leave your details and we'll be in touch promptly

What our customers say about RateSwitch

"I wouldn’t consider using anyone else to advise me on my mortgage"

- Cath

Switched her rate with existing lender Nationwide and saved £161 per month

"Great service with nothing but the customers interest in mind"

- Simon

Switched his rate with existing lender Halifax and saved £136 per month

"I’ve saved a considerable amount off my monthly payments and I can’t believe how easy it was!"

- Kelly

Switched her rate with existing lender Barclays and over £152 per month

"I wouldn’t consider using anyone else to advise me on my mortgage"

- Cath

Switched her rate with existing lender
Nationwide and saved

£161 per
month

"Great service with nothing but the customers interest in mind"

- Simon

Switched his rate with existing lender Halifax and saved

£136 per
month

"I’ve saved a considerable amount off my monthly payments and I can’t believe how easy it was!"

- Kelly

Switched her rate with existing lender Barclays and saved

£152 per month

In the Press

“Millions of mortgage customers are paying thousands of pounds a year more than they should. ”

“RateSwitch provides instant access to better rates without having to change lenders. ”

“For too long, too many have been paying out money they simply don’t have to. ”

“Help to Buy customers do not have the same options available as people remortgaging on normal terms. ”

Lenders

See how much you could save with RateSwitch

On average, we’ve saved our customers £2,458 a year