We monitor falling mortgage rates, so you don’t have to
Ideal for homeowners with a deal ending in the next 6 to 12 months
This is a free service
Lender
HSBC
LIVE RATE EXAMPLE
Powered by Mortgage Metrics ⚡
Current rate
Due to end in 6 months
4.85%
New rate
2 year Fixed • £0 product fee
3.94%
View rate history
Lenders we support
We support 20 mainstream lenders. Select yours and add a few basic details.
Accord Mortgages
Atom Bank
Bank of Ireland
Barclays
Birmingham Midshires
Clydesdale Bank
Coventry Building Society
Halifax
HSBC
Metro Bank
Nationwide Building Society
NatWest
Principality Building Society
Santander
Scottish Widows
Skipton Building Society
The Co-operative Bank
The Mortgage Works
TSB Bank
Virgin Money
How it works
Select existing lender
We support 20 mainstream lenders. Select yours and add a few basic details – current balance, property value, repayment type and remaining term.
See mortgage rates
We’ll show you the rates you could switch to at your next renewal date, plus how they’ve been changing (up or down) over the past few months.
Set a live alert
We’ll notify you if a rate you’re monitoring drops – something lenders never do. A heads-up at the right moment means you can amend your new rate before it starts.
What homeowners say about RateSwitch
– Cath
“I wouldn’t consider using anyone else to advise me on my mortgage”
Switched her rate with existing lender Nationwide
– Simon
“Great service with nothing but the customers interest in mind”
Switched his rate with existing lender Halifax
– Kelly
“I was really impressed with the rate tracking side of the service – it worked incredibly well”
Switched her rate with existing lender Barclays
Who we’ve worked with
